PayFlow API Changelog

Track updates, improvements, and fixes to our payment processing API

v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.53.1 September 20, 2027
Fixed
  • Fixed cross-device session sync delays
  • Corrected unified SDK initialization for legacy integrations
v2.53.0 September 13, 2027
Added
  • New /v2/commerce/unified for omnichannel payment experiences
  • Support for cross-device payment continuation
Deprecated
  • Separate mobile and web checkout SDKs deprecated in favor of unified SDK
v2.52.1 September 6, 2027
Fixed
  • Resolved fallback routing infinite loops in edge cases
  • Fixed visual builder export not preserving conditional logic
v2.52.0 August 30, 2027
Added
  • Introduced payment orchestration layer with fallback routing
  • Support for custom payment flows with visual builder
v2.51.1 August 23, 2027
Changed
  • Enhanced RWA valuation with real-time market data integration
  • Improved asset tokenization process with compliance checks
v2.51.0 August 16, 2027
Added
  • Support for tokenized real-world assets (RWA) as payment methods
  • New /v2/assets endpoints for asset management
v2.50.1 August 9, 2027
Fixed
  • Fixed insurance premium calculation for high-risk categories
  • Corrected claim filing process for disputed chargebacks
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.4.2 October 26, 2025
Fixed
  • Major update to payless mode
v2.4.1 October 26, 2025
Fixed
  • Resolved memory leak in webhook delivery system
  • Fixed incorrect status code returned for expired API tokens
v2.5.0 November 3, 2025
Added
  • New /v2/invoices/auto-charge endpoint for automatic payment collection
  • Support for cryptocurrency payments (BTC, ETH, USDC)
v2.5.1 November 10, 2025
Changed
  • Optimized database queries for payment history endpoint
  • Reduced webhook delivery latency by 60%
v2.5.2 November 17, 2025
Security
  • Implemented stricter validation for merchant account creation
  • Added IP whitelisting support for API requests
v2.6.0 November 24, 2025
Added
  • Introduced /v2/payouts endpoints for marketplace platforms
  • Added support for instant payouts to debit cards
Fixed
  • Fixed issue where declined payments weren't logging proper error details
v2.6.1 December 1, 2025
Fixed
  • Corrected rounding errors in currency conversion for JPY
  • Fixed webhook retry logic not respecting exponential backoff
v2.7.0 December 8, 2025
Added
  • New /v2/fraud/review endpoint for manual fraud review workflows
  • Added machine learning-based fraud scoring
Deprecated
  • The use_3ds parameter is deprecated in favor of authentication_method
v2.7.1 December 15, 2025
Changed
  • Updated maximum file size for dispute evidence uploads to 10MB
  • Improved error messages for invalid payment method tokens
v2.8.0 December 22, 2025
Added
  • Support for ACH bank transfers in the US
  • New /v2/balance endpoint to check available funds
v2.8.1 December 29, 2025
Fixed
  • Resolved issue with idempotency keys not working for batch payments
  • Fixed timestamp precision loss in payment created events
v2.9.0 Breaking January 5, 2026
Added
  • New API versioning scheme with explicit version headers
  • Added GraphQL endpoint at /graphql
Changed
  • Breaking: All date fields now return ISO 8601 format with milliseconds
  • Breaking: Removed legacy_customer_id field from responses
v2.9.1 January 12, 2026
Fixed
  • Fixed GraphQL pagination cursor encoding issues
  • Resolved timezone inconsistencies in scheduled payment processing
v2.10.0 January 19, 2026
Added
  • Support for Buy Now Pay Later (BNPL) payment methods
  • New /v2/checkout/sessions for hosted checkout pages
v2.10.1 January 26, 2026
Changed
  • Increased rate limit for webhook endpoints to 5000 per hour
  • Enhanced checkout session customization options
v2.11.0 February 2, 2026
Added
  • Real-time transaction monitoring dashboard API
  • Support for SEPA Direct Debit payments in Europe
Security
  • Implemented PCI DSS 4.0 compliance measures
v2.11.1 February 9, 2026
Fixed
  • Fixed race condition in refund processing for high-volume merchants
  • Corrected webhook signature validation for URLs with query parameters
v2.12.0 February 16, 2026
Added
  • New /v2/terminal endpoints for point-of-sale integrations
  • Added support for tap-to-pay on iPhone
v2.12.1 February 23, 2026
Changed
  • Improved customer object search with fuzzy matching
  • Updated SDK documentation with more code examples
v2.13.0 March 2, 2026
Added
  • Support for recurring payment schedules with flexible intervals
  • New /v2/tax/calculate endpoint for automated tax calculation
v2.13.1 March 9, 2026
Fixed
  • Resolved issue with subscription cancellation webhooks not firing
  • Fixed decimal precision in tax calculation for Canadian GST
v2.14.0 March 16, 2026
Added
  • Introduced payment links for no-code payment collection
  • Added biometric authentication support for mobile SDKs
Deprecated
  • The /v1 API will be fully deprecated on July 1, 2026
v2.14.1 March 23, 2026
Fixed
  • Fixed payment link expiration not respecting custom durations
  • Corrected validation error for phone numbers with country codes
v2.15.0 March 30, 2026
Added
  • New /v2/identity/verify endpoints for KYC compliance
  • Support for digital wallets (PayPal, Venmo, Cash App)
v2.15.1 April 6, 2026
Changed
  • Enhanced webhook payload to include merchant metadata
  • Improved API response times by optimizing internal caching
v2.16.0 April 13, 2026
Added
  • Support for installment payments in Brazil (Pix Parcelado)
  • New /v2/analytics endpoints for revenue insights
v2.16.1 April 20, 2026
Fixed
  • Resolved timeout errors on analytics queries with large date ranges
  • Fixed currency symbol display for lesser-known currencies
v2.17.0 April 27, 2026
Added
  • Introduced AI-powered payment routing for optimal success rates
  • Support for QR code-based payments (WeChat Pay, Alipay)
Security
  • Enhanced anomaly detection for suspicious transaction patterns
v2.17.1 May 4, 2026
Fixed
  • Fixed issue with payment routing not respecting merchant preferences
  • Corrected QR code expiration handling
v2.18.0 May 11, 2026
Added
  • New /v2/disputes/evidence/upload for automated dispute management
  • Support for multi-party payments (split payments)
v2.18.1 May 18, 2026
Changed
  • Updated dispute evidence upload to support video files
  • Improved split payment calculation accuracy
v2.19.0 May 25, 2026
Added
  • Support for Open Banking payments in the UK
  • New /v2/connect endpoints for platform connect features
v2.19.1 June 1, 2026
Fixed
  • Resolved bank account verification delays in Open Banking flow
  • Fixed platform fee calculation in multi-currency transactions
v2.20.0 June 8, 2026
Added
  • Introduced smart retry logic for failed payments
  • Support for subscription pause and resume functionality
Removed
  • Removed deprecated /v1/payments endpoints
v2.20.1 June 15, 2026
Fixed
  • Fixed smart retry not honoring merchant retry preferences
  • Corrected subscription proration calculation for mid-cycle changes
v2.21.0 June 22, 2026
Added
  • New /v2/cards/issuing endpoints for virtual card creation
  • Support for spending controls on issued cards
v2.21.1 June 29, 2026
Changed
  • Enhanced virtual card security with dynamic CVV codes
  • Improved spending control granularity (per-merchant limits)
v2.22.0 July 6, 2026
Added
  • Support for account-to-account payments (A2A)
  • New /v2/compliance/reports for regulatory reporting
Security
  • Implemented real-time AML screening for transactions
v2.22.1 July 13, 2026
Fixed
  • Resolved performance issues with compliance report generation
  • Fixed false positives in AML screening for common business names
v2.23.0 July 20, 2026
Added
  • Introduced /v2/financing endpoints for merchant cash advances
  • Support for invoice factoring and early payment discounts
v2.23.1 July 27, 2026
Changed
  • Updated financing eligibility criteria based on payment history
  • Improved early payment discount calculation accuracy
v2.24.0 August 3, 2026
Added
  • New /v2/treasury endpoints for cash management
  • Support for automated sweeps to external bank accounts
v2.24.1 August 10, 2026
Fixed
  • Fixed race condition in automated sweep scheduling
  • Corrected yield calculation for treasury balance
v2.25.0 Breaking August 17, 2026
Added
  • Introduced webhook event versioning for backwards compatibility
  • Support for custom webhook timeout configurations
Changed
  • Breaking: Webhook payloads now include api_version field
  • Updated webhook retry policy to maximum 10 attempts over 3 days
v2.25.1 August 24, 2026
Fixed
  • Resolved issue with webhook versioning breaking older integrations
  • Fixed custom timeout settings not applying to all webhook types
v2.26.0 August 31, 2026
Added
  • New /v2/revenue-recognition endpoints for accounting integration
  • Support for deferred revenue scheduling
v2.26.1 September 7, 2026
Changed
  • Enhanced revenue recognition rules for subscription products
  • Improved deferred revenue calculation for multi-year contracts
v2.27.0 September 14, 2026
Added
  • Support for embedded finance widgets (payment forms, account management)
  • New /v2/embeds endpoints for UI component configuration
v2.27.1 September 21, 2026
Fixed
  • Fixed styling conflicts in embedded widgets with host page CSS
  • Corrected mobile responsiveness issues in payment forms
v2.28.0 September 28, 2026
Added
  • Introduced real-time payment status notifications via Server-Sent Events (SSE)
  • Support for payment orchestration with multiple processors
Deprecated
  • WebSocket connections for real-time updates deprecated in favor of SSE
v2.28.1 October 5, 2026
Fixed
  • Resolved SSE connection drops during high traffic periods
  • Fixed payment orchestration fallback logic not triggering correctly
v2.29.0 October 12, 2026
Added
  • New /v2/loyalty endpoints for points and rewards programs
  • Support for gift card creation and redemption
v2.29.1 October 19, 2026
Changed
  • Enhanced loyalty points calculation with tiered rewards
  • Improved gift card balance check performance
v2.30.0 October 26, 2026
Added
  • Support for cross-border payment optimization (currency routing)
  • New /v2/fx/rates endpoint for real-time exchange rates
Security
  • Implemented advanced velocity checks for fraud prevention
v2.30.1 November 2, 2026
Fixed
  • Fixed currency routing selecting suboptimal paths
  • Corrected FX rate precision for exotic currency pairs
v2.31.0 November 9, 2026
Added
  • Introduced /v2/reconciliation endpoints for automated settlement matching
  • Support for batch file exports in NACHA and ISO20022 formats
v2.31.1 November 16, 2026
Fixed
  • Resolved reconciliation mismatches for partial refunds
  • Fixed batch file generation errors for special characters in names
v2.32.0 November 23, 2026
Added
  • New /v2/risk/rules endpoints for custom fraud rule configuration
  • Support for device fingerprinting in mobile SDKs
v2.32.1 November 30, 2026
Changed
  • Enhanced device fingerprinting accuracy with behavioral biometrics
  • Improved custom fraud rule editor with visual workflow builder
v2.33.0 December 7, 2026
Added
  • Support for decentralized identity verification (DID)
  • New /v2/credentials endpoints for verifiable credentials
v2.33.1 December 14, 2026
Fixed
  • Fixed DID resolution timeout for certain blockchain networks
  • Corrected credential verification for expired issuer certificates
v2.34.0 December 21, 2026
Added
  • Introduced payment guarantees for high-value transactions
  • Support for escrow services via /v2/escrow endpoints
v2.34.1 December 28, 2026
Changed
  • Enhanced escrow release conditions with milestone tracking
  • Improved payment guarantee pricing based on risk assessment
v2.35.0 January 4, 2027
Added
  • New /v2/carbon/offset endpoints for transaction carbon tracking
  • Support for automatic carbon credit purchases
Security
  • Implemented quantum-resistant encryption for stored payment methods
v2.35.1 January 11, 2027
Fixed
  • Resolved carbon calculation inconsistencies for international transactions
  • Fixed credit purchase webhook not including transaction references
v2.36.0 January 18, 2027
Added
  • Support for programmable payment workflows with custom logic
  • New /v2/workflows endpoints for workflow management
v2.36.1 January 25, 2027
Changed
  • Enhanced workflow editor with conditional branching and loops
  • Improved workflow execution monitoring and debugging tools
v2.37.0 February 1, 2027
Added
  • Introduced AI-powered customer support chatbot integration
  • Support for voice-initiated payments via smart speakers
v2.37.1 February 8, 2027
Fixed
  • Fixed chatbot not handling payment status inquiries correctly
  • Corrected voice payment authentication flow for accessibility
v2.38.0 Breaking February 15, 2027
Added
  • New API authentication using OAuth 2.1 with PKCE
  • Support for fine-grained API permissions and scopes
Changed
  • Breaking: Legacy API key authentication will be removed in v3.0
  • Updated all endpoints to require scope-based authorization
v2.38.1 February 22, 2027
Fixed
  • Resolved OAuth token refresh issues for long-lived sessions
  • Fixed scope validation errors for backward-compatible endpoints
v2.39.0 March 1, 2027
Added
  • Support for payment scheduling with natural language (e.g., "every other Friday")
  • New /v2/schedule/parse endpoint for schedule interpretation
v2.39.1 March 8, 2027
Changed
  • Enhanced natural language parsing for complex schedules
  • Improved schedule preview with visual calendar representation
v2.40.0 March 15, 2027
Added
  • Introduced blockchain settlement options for instant finality
  • Support for stablecoin payments (USDC, USDT, DAI)
Deprecated
  • Legacy webhook signature algorithm (HMAC-SHA256) deprecated in favor of Ed25519
v2.40.1 March 22, 2027
Fixed
  • Fixed blockchain settlement confirmation delays during network congestion
  • Corrected stablecoin exchange rate fetching for real-time pricing
v2.41.0 March 29, 2027
Added
  • New /v2/notifications endpoints for customer communication
  • Support for multi-channel notifications (email, SMS, push, WhatsApp)
v2.41.1 April 5, 2027
Changed
  • Enhanced notification templates with dynamic content and localization
  • Improved delivery tracking and engagement analytics
v2.42.0 April 12, 2027
Added
  • Support for embedded banking (BaaS) features
  • New /v2/accounts endpoints for virtual account creation
v2.42.1 April 19, 2027
Fixed
  • Resolved virtual account number generation conflicts
  • Fixed balance synchronization delays for embedded accounts
v2.43.0 April 26, 2027
Added
  • Introduced predictive payment failure detection
  • Support for automatic payment method updating before expiration
Security
  • Implemented biometric authentication for high-risk transactions
v2.43.1 May 3, 2027
Fixed
  • Fixed false positives in payment failure prediction model
  • Corrected automatic payment method update notification timing
v2.44.0 May 10, 2027
Added
  • New /v2/pricing endpoints for dynamic pricing strategies
  • Support for A/B testing different payment experiences
v2.44.1 May 17, 2027
Changed
  • Enhanced A/B testing with statistical significance calculations
  • Improved dynamic pricing rules with time-based conditions
v2.45.0 May 24, 2027
Added
  • Support for payment experience personalization based on user behavior
  • New /v2/recommendations for payment method suggestions
v2.45.1 May 31, 2027
Fixed
  • Fixed recommendation engine not considering regional payment preferences
  • Corrected personalization cache invalidation for user preference changes
v2.46.0 June 7, 2027
Added
  • Introduced real-time currency hedging for merchants
  • Support for forward contracts via /v2/hedging endpoints
v2.46.1 June 14, 2027
Changed
  • Enhanced hedging strategies with volatility-based adjustments
  • Improved forward contract settlement automation
v2.47.0 June 21, 2027
Added
  • New /v2/lending endpoints for merchant lending programs
  • Support for automated underwriting based on payment history
v2.47.1 June 28, 2027
Fixed
  • Resolved underwriting calculation errors for seasonal businesses
  • Fixed loan repayment scheduling conflicts with existing payment obligations
v2.48.0 July 5, 2027
Added
  • Support for social commerce integrations (Instagram, TikTok Shop)
  • New /v2/social/products for product catalog sync
Removed
  • Removed WebSocket support for real-time updates (use SSE instead)
v2.48.1 July 12, 2027
Fixed
  • Fixed product sync failures for items with emoji in descriptions
  • Corrected social platform webhook verification for Instagram Shop
v2.49.0 July 19, 2027
Added
  • Introduced pay-by-bank with instant account verification
  • Support for request-to-pay messaging (ISO 20022)
v2.49.1 July 26, 2027
Changed
  • Enhanced instant account verification success rates
  • Improved request-to-pay message formatting for better compatibility
v2.50.0 August 2, 2027
Added
  • New /v2/insurance endpoints for payment protection products
  • Support for chargeback insurance and payment guarantees
Security
  • Implemented zero-knowledge proof authentication for privacy-preserving payments
v2.4.0 October 15, 2025
Added
  • New /v2/webhooks/test endpoint for webhook testing during development
  • Support for Apple Pay and Google Pay in /v2/payments/create
  • Real-time payment status updates via WebSocket connections
  • New metadata field in transaction responses for custom tracking data
Changed
  • Improved response times for /v2/payments/list endpoint by 40%
  • Updated rate limiting to 1000 requests per minute for premium tier
  • Enhanced error messages with more detailed validation feedback
Fixed
  • Resolved issue where refund webhook events were not firing for partial refunds
  • Fixed timezone handling in created_at timestamps
v2.3.2 September 28, 2025
Fixed
  • Critical security patch for API key validation
  • Fixed race condition in concurrent payment processing
  • Resolved 429 rate limit errors occurring incorrectly for some users
Security
  • Enhanced encryption for stored payment methods
  • Implemented additional fraud detection rules
v2.3.0 August 12, 2025
Added
  • New /v2/customers/search endpoint with advanced filtering options
  • Support for multi-currency transactions in 40+ currencies
  • Batch payment processing via /v2/payments/batch
  • New subscription management endpoints under /v2/subscriptions
Changed
  • Updated customer object schema to include preferred_language
  • Increased maximum description length from 200 to 500 characters
Deprecated
  • The /v1/payments endpoints will be sunset on January 1, 2026
  • legacy_customer_id field will be removed in v3.0
v2.2.1 July 5, 2025
Fixed
  • Corrected pagination issue in /v2/transactions endpoint
  • Fixed incorrect currency conversion rates for EUR/GBP pairs
  • Resolved webhook delivery failures for endpoints with special characters
v2.2.0 Breaking June 18, 2025
Added
  • OAuth 2.0 authentication support for third-party integrations
  • New /v2/disputes endpoints for chargeback management
  • Sandbox environment with test mode API keys
Changed
  • Breaking: Renamed card_token to payment_method_token across all endpoints
  • Breaking: Error response structure now includes error_code and request_id
  • Updated webhook signature algorithm to HMAC-SHA256
Removed
  • Removed deprecated /v1/tokens endpoint
  • Discontinued support for MD5 webhook signatures
v2.1.0 May 2, 2025
Added
  • Introduced /v2/reports endpoints for transaction analytics
  • Added support for 3D Secure authentication
  • New webhook event types: payment.processing and payment.pending
Changed
  • Improved API documentation with interactive examples
  • Enhanced idempotency key handling with 48-hour retention
Fixed
  • Fixed issue where decimal amounts were truncated in some currencies
  • Resolved timeout issues for large batch operations